We Serve
Non-Bank Financial Institutions

We serve the unique needs of Non-Bank Financial Institutions, from fintechs to payment providers to aggregators.

Our regulated banking infrastructure helps you scale securely with access to Safeguarding Accounts, real-time payment rails, compliance-aligned solutions, and expert support. Whether you’re building financial products or managing client funds, we provide the foundation you need to operate with confidence in a fast-moving regulatory landscape.

Dedicated relationship manager

Benefit from a dedicated relationship team with deep expertise across financial services and technology.
Whether entering new markets or launching new financial products, we can discuss with you the banking infrastructure needed to support your growth and operational scale.

Safeguarding Account

Regulatory-compliant safeguarding solutions designed for payment and e-money institutions. Our accounts help ensure customer funds are securely held, fully segregated, and meet FCA safeguarding requirements - supporting your compliance framework while building trust with customers and regulators alike.

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Payments

Instant money movement

Unlock efficient, scalable payments infrastructure with a bank that is a direct settlement participant in Bacs and Faster Payments, with access to CHAPS for high-value transfers. Whether you need real-time disbursements or reliable bulk processing, we provide resilient, 24/7/365 access to the UK’s core payment schemes.

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Agency Sponsorship

Scheme access with brand ownership

Operate with your own payment identity while being sponsored into the UK’s core payment schemes by Bank of London. With direct access to Faster Payments and Bacs - and your own sort code - you can deliver seamless customer experiences and scale new financial propositions with confidence.

Virtual Accounts

VIBAN’s for your Customers

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Deposit services

Competitive deposit products for non-bank financial institutuions managing surplus liquidity or requiring secure placement of funds. All deposits held 100% at the Bank of England, fully liquid and FSCS protected.

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What we offer

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Accounts

Choose from operating, notice, and virtual accounts with multi-currency support and granular controls. All client funds are held 100% at the Bank of England for maximum security and resilience.

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