Meet the team
Monique Melis
Chairperson of the Board & Non-Executive Director

Monique Melis has over 30 years of global experience in governance, culture, and regulatory compliance across Executive and Non-Executive roles. She has advised firms and regulators on regulatory projects, leading multi-jurisdictional teams across the UK, Europe, Asia, the Americas, the Channel Islands, and the Caribbean.

Mark Carawan
Independent Non-Executive Director & Chair of the Audit Committee

With an impressive background in financial services during his long career, Mark brings with him a wealth of global experience in governance, internal audit, risk management and regulatory compliance and ethics, and conduct.

Simon Walker
Non-Executive Director & Chief of the Board Risk Committee

Simon Walker is a Chartered Accountant with over 40 years of experience in financial services, specialising in governance and risk management. He spent 30 years as a partner at KPMG and has chaired multiple committees, including serving as Chair of H&T Group PLC and Chair of Risk at OSB Group plc the FTSE 250 bank.

Alfred Moeckli
Non-Executive Member of the Board

Alfred W. Moeckli has over 45 years experience in banking. As a generalist he has been exposed to Investment Banking, Tech Banking, Retail Banking and Private Banking. He served in the roles of either CEO or Chairman of the Board for banks in Switzerland, Liechtenstein, Luxembourg, Singapore, Hong Kong and BVI. He was one of the co-founders of Swissquote and most recently Group CEO of publicly listed VP Bank Ltd.

Tony Bullman
Chief Executive Officer

Tony Bullman was appointed CEO in October 2025, having previously joined as CFO in March 2025.

CEO with almost 40 years of experience in financial services across a number of European Banks including ABN AMRO, Deutsche Bank, Credit Suisse and UBS. Most recently the CFO of the Non-Core and Legacy Division of UBS. Fellow of the Institute of Chartered Accountants and Fellow of the Association of Corporate Treasurers.

Following qualification at KPMG, he moved to Barings working in Financial and Product Control before joining ABN Amro where he spent time in Risk and then Business Management covering structured products trading.  He was then Head of European Fixed Income valuation at Deutsche Bank before moving to Credit Suisse where he held a number of roles culminating as CFO of the Investment Bank.  Post the acquisition of Credit Suisse by UBS he became CFO of the Non Core Legacy Division for the combined bank.

Tony has a keen interest in the FinTech sector, having recently completed an MSc in Data Science and Financial Technology posting a dissertation on application of Neural Networks to crypto markets.

Tom Howie
General Manager & Executive Director

Tom Howie joined The Bank of London in March 2025 as Chief People and Transformation Officer before being appointed General Manager and Executive Director in October 2025.
With over 30 years of experience, Tom has instigated and led numerous corporate transformation agendas. He joined from HSBC, where he was Chief Operating Officer HR.  Before that he was Chief Operating Officer HR at Standard Chartered, having previously been Managing Director of Business Transformation at BT.  
As well as performing as deputy CEO, Tom leads the banks transformation agenda and growth agenda including mergers and acquisitions.
Tom holds a master’s degree from Oxford University's Saïd Business School and is a graduate of Harvard Business School's Advanced Management Program.

Josh Cogan
Chief Commercial Officer

Josh Cogan, Chief Commercial Officer

Josh Cogan joined The Bank of London as Commercial Director in September 2025 and was appointed Chief Commercial Officer in January 2026. He is responsible for the bank's commercial strategy, business development, and client relationships.

He has over a decade of experience across banking, payments, and fintech. Before joining the bank, he spent four years at Finastra and five years at Synpulse Management Consulting, advising financial institutions on payments, Banking-as-a-Service, and growth strategy.

Earlier in his career, Josh held roles at J.P. Morgan, Accenture, and SMBC. He also holds an MSc in Finance from Trinity College Dublin.

Guy Thomas
Chief Operating Officer

Guy has over 30 years’ experience in operations and banking, holding senior leadership roles at Goldman Sachs, HSBC, and CBA across global markets. He has led the establishment of large-scale operations hubs, driving operational and cultural transformation. Guy’s expertise spans tech-enabled change, regulatory remediation, onboarding and KYC centralisation, and process and product platform development.

Sean Titley
Chief Risk Officer*

Sean Titley was appointed Chief Risk Officer, Bank of London, in April 2026, having joined the Bank in February 2025 as Deputy CRO.
Sean has over 30 years' experience in risk management across the banking sector, spanning retail banking, asset finance, wholesale capital markets and corporate finance.
Prior to joining the Bank, he served as Director of Enterprise and Operational Risk at Metro Bank from 2020 to 2024 and previously held senior risk leadership roles at NatWest and Toronto Dominion Bank, where he was Head of Operational Risk, Europe and Asia Pacific.
He is responsible for overseeing the Bank's risk management framework, supporting sustainable growth through effective governance, prudent risk oversight and the promotion of a strong risk culture across the organisation.

*Subject to regulatory approval.

Charlotte Bullock
Chief Product Officer

Charlotte Bullock joined the Bank of London in January 2022 as Group Director of Banking-as-a-Service.
She has over a decade of experience in product, commercial and strategy leadership across financial services and technology. Prior to joining the Bank, she was Financial Services Director at SAP from April 2017 to December 2021, where she partnered with
financial institutions on technology strategy and platform transformation, and led the UK Financial Services sales team.
Previous roles include Product Manager and Special Projects Coordinator to Aon's Global, CMO and Executive Board Member, Aon between 2014 and 2017.

John Davison
Chief Compliance Officer*

John Davison was appointed Chief Compliance Officer in April 2026. He has over 30 years' financial services experience in Banking, as a regulator and as a regulatory and risk management consultant. Prior to joining the Bank, he was a Partner at Pathlight Associates from 2021 to 2025 and Head of Regulatory Compliance Consulting for Norton Rose Fulbright, advising regulated firms on governance, compliance, risk and financial crime frameworks. He has also led Compliance and Risk functions at Lloyds Banking Group and RBS and has acted as a Skilled Person, advising Boards on governance, systems and controls. John has deep experience of UK and international regulation having worked in the UK, US, and Australia.

*Subject to regulatory approval.

Phil Knight
Group Chief Technology and Security Officer

Phil has over 25 years of experience as a business and technology senior leader across banking, fintech and consultancy, specialising in security, infrastructure, product management, agile software delivery practices and solution architecture and design.

Vincent François
Chief Audit Officer

Vincent brings a strong record of over 20 years in credit risk and audit roles, most recently holding the position of Regional Group Chief Audit Executive at Société Générale where he led the audit function across all Group businesses.

Sarah Baker
Chief Marketing Officer

Sarah was appointed Chief Brand and Marketing Officer in June 2025.

She has over 15 years' experience in marketing and media, holding roles at Havas, WPP, and Publicis. She has led marketing strategies for clients ranging from FMCG and utilities to financial services and technology. Shortlisted as a finalist for Campaign's Inspiring Women 2025, Sarah is a passionate advocate for diversity, equity, and inclusion in the marketing and finance industries.

Alan Schweber
Bank General Counsel

Alan Schweber joined Bank of London as General Counsel in May 2025 and has led legal and governance across the wider Group since June 2026.
He has experience across financial services law, governance, payments and fintech. Following qualification as a solicitor at Kirkland & Ellis, he joined the firm's debt finance practice as an associate, advising private equity sponsors and financial institutions on banking, leveraged finance and debt transactions.
He then founded Lucra Payments, a payments venture focused on Authorised Push Payment fraud and digital escrow services for financial institutions and law firms. In that role, he gained direct experience building a fintech business, developing payment solutions for regulated clients, and addressing issues including fraud prevention, client money protection and transaction security. He subsequently joined TunicPay as Head of Legal and Partnerships, where he worked on legal, commercial and regulatory matters relating to payments.
At Bank of London, Alan oversees legal, governance and data protection matters for the Group, supporting the Bank’s regulatory, operational and commercial priorities.

Join the team shaping the future of banking

Want to know more?
Get in touch to learn how we can help you build your ambition.
Learn more