What we offer

Easy Access and Deposit Accounts

The Bank of London Deposit Accounts helps your business earn more on surplus operational funds with a secure, interest-bearing solution with access options to suits your business needs:

Easy Access Account 

Withdraw with one day's notice for flexibility, with a competitive return.

Notice Accounts 

For existing clients, the option for 31, 45, 95, or 180-day notice options that reward you with higher rates the more notice you provide.

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Payments

Real-time access to payment infrastructure and interbank networks though API or Online Banking

Send and receive up to £1m per transaction in near real-time 24/7/365, supporting immediate, standing-order and future-data payments.

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See API documentation

Process Direct Debit and Direct Credit payments up to £20m via Bacs, with funds settling on a 3-working-day cycle (Monday to Friday).

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See API documentation

Send and receive unlimited value transactions in near real-time with same-working day settlement.

See API documentation

Payments, Clearing and Settlement

Confirmation of Payee

With Confirmation of Payee, we verify account names before payments, reducing errors and ensuring funds reach and come from the correct account.

Safe and Secure

At the Bank of London, your deposits are kept 100% at the Bank of England. That means your funds remain fully protected at all times.

Peace of mind with FSCS protection

The Financial Services Compensation Scheme (FSCS) is the United Kingdom’s independent deposit guarantee scheme, and it protects eligible deposits with authorised banks, like ours.

Download the factsheet