Accounts

Choose from operating, notice, and virtual accounts with multi-currency support and granular controls. All client funds are held 100% at the Bank of England for maximum security and resilience.

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We’re a next-generation bank built on cloud native technology, so you can connect to us directly through our API. Revolutionising integration with banking services and getting you to market in days, not months.

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We serve

Pricing

UK Large Business

from

£500

p/m

UK domiciled business
Turnover greater than £2m and more than 10 employees
Registered and current with companies house

Apply now

UK Small Business

from

£250

p/m

UK domiciled business
Turnover less than £2m and less than 10 employees
Registered and current with companies house

Apply now

Non-UK Business

from

£250

p/m

Non-UK domiciled business
A minimum turnover of €1.75m
Unregulated business

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UK/Non-UK Regulated Institutions

Fees depend on transaction profiles, markets served, account structures, and/or your specific requirements.

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Developer Studio

Build in minutes. Launch in weeks.

Our cloud-native banking API transforms integration, enabling you to connect directly, launch financial products faster, and bring innovation to market in days - not months.

Powerfully simple.

The easy way to embed and offer compliant financial products. Integrate regulated banking products into your own branded proposition, without the need to become a bank.

Try Developer Studio

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Our Products

Competitive interest rates and safer banking through a robust financial infrastructure, giving you the foundations to better serve the ambitions of your business. Fast, secure and flexible.

‍Client money accounts
Ensure compliance with CASS, SRA, and CMP regulation through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

Eligible deposits covered by FSCS protection.

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Safeguarding accounts
Ensure compliance with FCA Safeguarding requirements through a pooled account, with the option to utilise vIBAN’s per customer for enhanced reconciliation.

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Deposit accounts‍

Earn competitive interest rates, FSCS-protected, while all deposits are held securely at the Bank of England.

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Operating accounts
Next-generation banking designed to give you full control over your operational cash flow and financial operations with agile instant access, secure transfers, and smart domestic payment options in real-time.

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Connect via

Online banking portal

Access to our products, services and payments capabilities with zero code or integration.

Client API & Sandbox

Integrate directly into our technology stack to deliver a secure and scalable solution to your customers.

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Payments

Real-time access to payment infrastructure and interbank networks though API or Online Banking

Clear up to £1m per transaction in real-time with instant payments 24/7/365, supporting immediate or forward-dated payments via Online Banking or Payments API.

See API documentation

Clear up to £20m in Direct Debit and Direct Credit transactions, with a 3-day settlement Monday to Friday, initiated via Payments API or online banking.

See API documentation

Clear high-value transactions in real-time with same-day settlement, Monday to Friday, via Online Banking or Payments API.

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See API documentation

Payments, Clearing and Settlement

Trusted by 5000+ clients

Our Other Solutions

Payments, Clearing & Settlement

Safe, fast, transformative payments with access to all UK clearing systems and payment schemes.

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Commercial & Corporate Banking

Friction-free, service-focused and always secure to give business exactly what they need.

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Embedded Banking

Embed banking services directly into your platform with our purpose-built API.

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Peace of mind with FSCS protection

The Financial Services Compensation Scheme (FSCS) is the United Kingdom’s independent deposit guarantee scheme, and it protects eligible deposits with authorised banks, like ours.

Download the factsheet

Want to know more?

Get in touch to learn how we can help you build your ambition.

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